I was probably 23 before I even thought about health care issues. I can't remember every going to a doctor as a kid, I know I had to have a physical before college. I also know I got my shots, some from the health department. I have a vivid memory of the polio shot, a lot of us were lined up in what might have been an old school (circa 1965). I went to the infirmary at school one time while in college, it was a waste of my time and the doctors' (a story for another day).
After graduating college at the ripe old age of 22, I got married. I had health coverage on my job and my wife had coverage on her job. About a year later, we decided it was time to start planning for a family, but planning didn't include insurance. When our daughter was born, we found that we had to pay her part of the hospital bill ourselves (I think it was around $2,000 -- I still have the bill somewhere).
It turns out a lot of people don't think about insurance until they start having families. And a lot of people don't want to sign up for insurance even if they think about it.
To me, that's freedom of choice. Certainly the bills are higher today than they were in 1983 when my first was born, but if a person decides to pay their own way, they should be allowed.
It concerns me that in one of the drafts of the new health care bills, people will be FORCED to have some form of insurance. They will no longer have the option to choose to pay their own way. Some Americans are all about freedom of choice, as long as you choose their way of dealing with problems.